PHX (Premier Healthcare Exchange) Rehab and Compulsive Gambling Treatment

 

PHX (Premier Healthcare Exchange) Rehab and Compulsive Gambling Treatment

 

Although compulsive gambling may not be as dangerous to your health as an addiction to drugs or alcohol, it can still affect your life dramatically. Compulsive gambling can make it difficult for you to work a job or have healthy relationships with friends and family. It can also lead to financial distress, which complicates the situation even more. To recover from compulsive gambling, professional treatment is often required. Fortunately, you can find compulsive gambling rehab programs all around the country.

What is Compulsive Gambling Rehab?

Compulsive gambling rehab programs are designed to help you understand your addiction and learn how to cope with it on a daily basis. Although these programs don’t require detox, they may still require an inpatient stay.

About PHX Coverage

Premier Healthcare Exchange does not issue insurance policies. Instead, this company works with insurers to help them reduce costs and increase efficiency. Your insurer’s involvement with PHX should not have any effect on the coverage you receive during compulsive gambling rehab.

How Much Will I Pay?

The amount you will pay for a compulsive gambling rehab program depends on a number of different factors, including:

  • The nature of the treatment program. – Some treatment programs tend to cost more than others regardless of insurance coverage. For example, when you enroll in inpatient treatment, you will pay more than you would for an outpatient rehab program.
  • Your policy’s coverage. – Under the Affordable Care Act, mental health treatment services must be covered by most insurance policies. However, coverage levels for rehab programs may still vary.
  • The facility you choose. – Some facilities may charge more for the same type of rehab treatment than others do. Likewise, some facilities may be covered by your insurer’s preferred provider network, while others may not.
  • Your deductible and coinsurance. – Before your insurer will begin making payments toward your rehab expenses, you must first meet your policy’s deductible. After meeting your policy’s deductible, you may still be required to pay a portion of your rehab bills. This is known as “coinsurance.”

Keep in mind that many insurers require you to obtain their express permission before you enroll in a rehab program. If you enroll without verifying your coverage in this way, you may not qualify for benefits. To learn more about your insurer’s requirements with regard to rehab, contact the company directly.

 

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