PHX (Premier Healthcare Exchange) Rehab and Alcohol Detox Coverage

 

PHX (Premier Healthcare Exchange) Rehab and Alcohol Detox Coverage

 

If you are addicted to alcohol, you know just how challenging this condition can be on a daily basis. You aren’t able to function at work, your relationships are suffering and your health is beginning to deteriorate. Fortunately, you don’t have to continue down this path. You can get the help you need by enrolling in an inpatient or outpatient detox and rehab program.

About Detox and Rehab

Detox is a process designed to eliminate all of the alcohol from your body so that you can work toward lasting sobriety. It may completed on an outpatient basis, or you may be admitted for medically-supervised detox. After detox is complete, you will move on to rehab. During rehab, you will learn to cope with your cravings, recognize triggers and avoid relapse. After this process is complete, you will transition gradually back into society.

Although detox and rehab can help you overcome your condition effectively, they can also be expensive. For this reason, most patients attempt to estimate the out-of-pocket cost of rehab before they agree to enroll.

Premier Healthcare Exchange

Premier Healthcare Exchange is not an insurance company. Instead, it is a healthcare services company that works hand-in-hand with insurers to reduce their costs and increase the efficiency of the services they provide. Premier Healthcare Exchange, which is also referred to as “PHX,” manages insurers’ claims, submits payments to healthcare providers and more.

As a patient, you won’t deal directly with PHX. However, if your insurer collaborates with PHX, this relationship may affect the way in which your claims are processed.

How Much Will I Pay for Rehab?

Premier Healthcare Exchange won’t determine how much you pay for your treatment. However, the following factors may affect this cost.

  • Type of treatment – Some types of treatment are inherently more expensive than others. Inpatient treatment, for example, usually costs more than outpatient treatment.
  • Length of stay – The longer you remain in your program, the more you can expect it to cost.
  • Deductible – You must meet your policy’s deductible before your insurer will begin covering your expenses.
  • Coinsurance – Coinsurance is the amount you must pay toward your expenses after your deductible has been satisfied. It is usually calculated as a percentage of the bill.

Insurers and treatment facilities vary considerably. For a more accurate estimate of your expenses during treatment, contact your insurer and/or treatment facility directly to inquire.

 

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