Aetna Rehab and Alcohol Detox Coverage
When you need to go through a rehab or alcohol detox program, having an insurance policy that offers coverage can help make these treatments more affordable. Addiction to drugs or alcohol is a condition that requires patients to seek treatment in order to recover. As such, many insurance companies, including Aetna, offer coverage for recovery programs.
Rehab and Alcohol Detox Options
There are several different types of programs available for those who struggle with addiction. The types that Aetna covers for your situation depend on a number of factors, such as the kind of policy you have, where you live and whether you use in-network or out-of-network care. Most states have treatment centers that accept Aetna coverage. Generally, Aetna provides coverage for 12-step programs for varying lengths ranging from as little as one month to as long as one year. The types of programs that are typically covered include the following:
Alcohol detox involves going through the withdrawal process while under medical care and guidance. Healthcare providers monitor withdrawal symptoms during this time and offer treatment to ease them if needed. Group therapy involves meeting with others who are going through addiction recovery in order to receive support and guidance, while individual therapy involves meeting with a counselor one-on-one.
Inpatient and Outpatient Treatments
Aetna policy holders can generally choose between inpatient or outpatient treatments. The right one to choose for recovery depends on how severe addiction is, how high the risk of relapse is and how much medical supervision is needed. Inpatient treatment involves staying at a facility and going through withdrawal or the recovery process under close supervision. This type of care is usually needed for those who are at high risk of relapse or those who need medical care during the withdrawal process.
Outpatient care involves continuing to live at home and only coming to the rehab facility for scheduled treatments. In some cases, those who undergo outpatient care can still attend school or work.
Whether you are looking into inpatient care or outpatient care, check your Aetna policy to verify the type of coverage it offers. If you need help finding a treatment facility in your area, call 1-888-823-3169 for assistance.